Medicare Advantage plans in Cherokee County, SC: what changed for 2027
For 2027, Cherokee County in South Carolina has 29 Medicare Advantage plans that include drug coverage, compared with 36 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage29-7 from 2026
Advantage plans without drug coverage12no change
Special Needs Plans20-1 from 2026
$0 premium plans with drug coverage23no change
Median out-of-pocket limit$7,7502026: $6,975
Plans rated 4 stars or more17-5 from 2026
Companies no longer offering Advantage plans here in 2027
- CVS Health Corporation
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
10 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 3 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 7,614 of the 13,536 people eligible for Medicare in Cherokee County were enrolled in a Medicare Advantage or other Medicare health plan, 56.2%. A year earlier it was 7,422 of 13,303 (55.8%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (29)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC SC-0005 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 of 5 |
| BlueCross Total Value (PPO) | Blue Cross Blue Shield of South Carolina | PPO | $0 | $9,850 | 3.5 of 5 |
| DEVOTED CHOICE 001 SC (PPO) | Devoted Health | PPO | $0 | $7,050 | 4.5 of 5 |
| DEVOTED CHOICE GIVEBACK 002 SC (PPO) | Devoted Health | PPO | $0 | $7,750 | 4.5 of 5 |
| DEVOTED CHOICE GIVEBACK EXTRAS 040 SC (PPO) | Devoted Health | PPO | $0 | $7,150 | 4.5 of 5 |
| DEVOTED CORE 001 SC (HMO) | Devoted Health | HMO | $0 | $5,900 | 4.5 of 5 |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | $7,150 | 3 of 5 |
| HealthSpring Preferred Savings (HMO) | HealthSpring | HMO | $0 | $6,700 | 3 of 5 |
| Humana Gold Plus Giveback H5619-169 (HMO) | Humana | HMO | $0 | $9,850 | 4 of 5 |
| Humana Gold Plus H5619-152 (HMO) | Humana | HMO | $0 | $9,850 | 4 of 5 |
| Humana Gold Plus H5619-171 (HMO) | Humana | HMO | $0 | $9,850 | 4 of 5 |
| HumanaChoice Giveback H5216-154 (PPO) | Humana | PPO | $0 | $9,850 | 4 of 5 |
| HumanaChoice Giveback H5216-345 (PPO) | Humana | PPO | $0 | $9,850 | 4 of 5 |
| HumanaChoice Giveback H7617-094 (PPO) | Humana | PPO | $0 | $9,850 | 4.5 of 5 |
| HumanaChoice Giveback H7617-119 (PPO) | Humana | PPO | $0 | $9,850 | 4.5 of 5 |
| HumanaChoice H5216-347 (PPO) | Humana | PPO | $0 | $9,100 | 4 of 5 |
| HumanaChoice H5216-423 (PPO) | Humana | PPO | $0 | $7,150 | 4 of 5 |
| HumanaChoice H7617-095 (PPO) | Humana | PPO | $0 | $9,100 | 4.5 of 5 |
| Wellcare Assist (HMO-POS) | Wellcare | HMO-POS | $0 | $7,100 | 3 of 5 |
| Wellcare Assist Open (PPO) | Wellcare | PPO | $0 | $6,500 | 3 of 5 |
| Wellcare Giveback (HMO-POS) | Wellcare | HMO-POS | $0 | $9,850 | 3 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $7,150 | 3 of 5 |
| Wellcare Simple Open (PPO) | Wellcare | PPO | $0 | $6,300 | 3 of 5 |
| HumanaChoice H5216-280 (PPO) | Humana | PPO | $7.30 | $9,850 | 4 of 5 |
| HealthSpring True Choice (PPO) | HealthSpring | PPO | $12.00 | $6,750 | 3 of 5 |
| HumanaChoice H5216-466 (PPO) | Humana | PPO | $25.00 | $9,850 | 4 of 5 |
| AARP Medicare Advantage from UHC SC-0006 (HMO-POS) | UnitedHealthcare | HMO-POS | $49.00 | $7,150 | 3.5 of 5 |
| AARP Medicare Advantage from UHC SC-0004 (PPO) | UnitedHealthcare | PPO | $58.00 | $7,150 | 4.5 of 5 |
| Humana Full Access R0110-020 (Regional PPO) | Humana | Regional PPO | $138.00 | $9,850 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (12)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx SC-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $7,150 | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx SC-MA2 (PPO) | UnitedHealthcare | PPO | Not listed | $9,250 | 4.5 of 5 |
| BlueCross Blue Basic (PPO) | Blue Cross Blue Shield of South Carolina | PPO | Not listed | $5,900 | 3.5 of 5 |
| DEVOTED CHOICE MA ONLY 003 SC (PPO) | Devoted Health | PPO | Not listed | $9,250 | 4.5 of 5 |
| HealthSpring Courage (HMO) | HealthSpring | HMO | Not listed | $6,700 | 3 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,700 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $9,850 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $9,850 | 4.5 of 5 |
| HumanaChoice H5216-157 (PPO) | Humana | PPO | Not listed | $9,850 | 4 of 5 |
| HumanaChoice R0110-019 (Regional PPO) | Humana | Regional PPO | Not listed | $7,200 | 3.5 of 5 |
| UHC Medicare Advantage Patriot No Rx GS-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | Not listed | $9,850 | 3.5 of 5 |
| Wellcare Patriot Giveback (HMO-POS) | Wellcare | HMO-POS | Not listed | $9,250 | 3 of 5 |
Special Needs Plans for 2027 (20)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| DEVOTED C-SNP CHOICE 004 SC (PPO C-SNP) | Devoted Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $7,350 | 4.5 of 5 |
| DEVOTED C-SNP CHOICE ENHANCED 005 SC (PPO C-SNP) | Devoted Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $7,200 | 4.5 of 5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 045 SC (PPO C-SNP) | Devoted Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 4.5 of 5 |
| DEVOTED C-SNP CHOICE PLUS 006 SC (PPO C-SNP) | Devoted Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| HealthSpring Achieve (HMO C-SNP) | HealthSpring | HMO C-SNP · Chronic or Disabling Condition | $0 | $4,450 | 3 of 5 |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4.5 of 5 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | Humana | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4 of 5 |
| HumanaChoice SNP-DE H5216-277 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| UHC Complete Care SC-1 (PPO C-SNP) | UnitedHealthcare | PPO C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 4.5 of 5 |
| UHC Dual Complete SC-S001 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| UHC Dual Complete SC-S2 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Wellcare Absolute Total Care Dual Align (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| UHC Complete Care Support GS-1A (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP · Chronic or Disabling Condition | $2.10 | $9,850 | 3.5 of 5 |
| First Choice VIP Care (HMO D-SNP) | First Choice VIP Care (HMO D-SNP) | HMO D-SNP · Dual-Eligible | $7.30 | $9,850 | Not Enough Data Available |
| Molina Medicare Complete Care Plus (HMO D-SNP) | Molina Healthcare of South Carolina | HMO D-SNP · Dual-Eligible | $7.30 | $9,850 | 2.5 of 5 |
| UHC Complete Care Support SC-7 (PPO C-SNP) | UnitedHealthcare | PPO C-SNP · Chronic or Disabling Condition | $7.30 | $7,150 | 4.5 of 5 |
| UHC Dual Advantage SC-V1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $7.30 | $6,400 | 4.5 of 5 |
Stand-alone Part D drug plans are offered statewide: see South Carolina drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.