County Plan Watch
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Tennessee

Medicare Advantage plans in Bedford County, TN: what changed for 2027

For 2027, Bedford County in Tennessee has 14 Medicare Advantage plans that include drug coverage, compared with 19 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage14-5 from 2026
Advantage plans without drug coverage5-1 from 2026
Special Needs Plans17-1 from 2026
$0 premium plans with drug coverage6-3 from 2026
Median out-of-pocket limit$7,0622026: $6,460
Plans rated 4 stars or more4-6 from 2026

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

6 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 0 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 5,424 of the 10,417 people eligible for Medicare in Bedford County were enrolled in a Medicare Advantage or other Medicare health plan, 52.1%. A year earlier it was 5,361 of 10,204 (52.5%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (14)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS)UnitedHealthcareHMO-POS$0$7,1504 of 5
Aetna Medicare Signature (PPO)Aetna MedicarePPO$0$9,8504 of 5
Aetna Medicare Value Plus (HMO)Aetna MedicareHMO$0$6,7503.5 of 5
HealthSpring Preferred (HMO)HealthSpringHMO$0$5,5503.5 of 5
HealthSpring True Choice (PPO)HealthSpringPPO$0$9,8503 of 5
Wellpoint Medicare Advantage 2 (HMO-POS)WellpointHMO-POS$0$7,1253 of 5
BlueAdvantage Extra (PPO)BlueCross BlueShield of TennesseePPO$13.00$7,1503.5 of 5
Wellpoint Extra Help (HMO-POS)WellpointHMO-POS$13.70$9,0003 of 5
Aetna Medicare Signature Extra (PPO)Aetna MedicarePPO$29.00$9,8504 of 5
Wellpoint Medicare Advantage (HMO-POS)WellpointHMO-POS$40.00$6,7503 of 5
AARP Medicare Advantage from UHC TN-0006 (HMO-POS)UnitedHealthcareHMO-POS$78.00$6,3004 of 5
BlueAdvantage Ruby (PPO)BlueCross BlueShield of TennesseePPO$116.00$4,4503.5 of 5
HumanaChoice R0110-018 (Regional PPO)HumanaRegional PPO$124.00$7,0003.5 of 5
BlueAdvantage Diamond (PPO)BlueCross BlueShield of TennesseePPO$161.00$4,4503.5 of 5

Advantage plans without drug coverage for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS)UnitedHealthcareHMO-POSNot listed$4,4504 of 5
Aetna Medicare Eagle (PPO)Aetna MedicarePPONot listed$9,8504 of 5
BlueAdvantage Freedom (PPO)BlueCross BlueShield of TennesseePPONot listed$4,4503.5 of 5
HealthSpring Courage (HMO)HealthSpringHMONot listed$3,9003.5 of 5
HumanaChoice R0110-017 (Regional PPO)HumanaRegional PPONot listed$4,6503.5 of 5

Special Needs Plans for 2027 (17)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
BlueAdvantage Total Heart and Diabetes (PPO C-SNP)BlueCross BlueShield of TennesseePPO C-SNP · Chronic or Disabling Condition$0$9,8503.5 of 5
Humana Together in Health (PPO I-SNP)HumanaPPO I-SNP · Institutional$0$9,8504 of 5
Humana Together in Health (PPO I-SNP)HumanaPPO I-SNP · Institutional$0$9,8504.5 of 5
UHC Complete Care TC-0005 (HMO-POS C-SNP)UnitedHealthcareHMO-POS C-SNP · Chronic or Disabling Condition$0$7,1504 of 5
UHC Dual Complete TN-Q1 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503 of 5
UHC Dual Complete TN-Y2 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503 of 5
Wellpoint Dual Advantage Plus (HMO D-SNP)WellpointHMO D-SNP · Dual-Eligible$0$9,8503 of 5
Wellpoint Full Dual Advantage 2 (HMO D-SNP)WellpointHMO D-SNP · Dual-Eligible$0$9,8503 of 5
Wellpoint Full Dual Advantage Support (HMO D-SNP)WellpointHMO D-SNP · Dual-Eligible$0$9,8503 of 5
UHC Complete Care Support TC-6 (HMO-POS C-SNP)UnitedHealthcareHMO-POS C-SNP · Chronic or Disabling Condition$4.90$7,1504 of 5
UHC Dual Complete TN-YL (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$8.60$9,8503 of 5
HealthSpring TotalCare Plus (HMO D-SNP)HealthSpringHMO D-SNP · Dual-Eligible$10.00$9,8503.5 of 5
American Health Advantage of Tennessee (HMO I-SNP)American Health Advantage of TennesseeHMO I-SNP · Institutional$13.70$9,850Not Enough Data Available
BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP)BlueCross BlueShield of TennesseePPO C-SNP · Chronic or Disabling Condition$13.70$9,8503.5 of 5
BlueCare Plus (HMO D-SNP)BlueCare Plus TennesseeHMO D-SNP · Dual-Eligible$13.70$9,8503 of 5
BlueCare Plus Choice (HMO D-SNP)BlueCare Plus TennesseeHMO D-SNP · Dual-Eligible$13.70$9,8503 of 5
BlueCare Plus Select (HMO D-SNP)BlueCare Plus TennesseeHMO D-SNP · Dual-Eligible$13.70$9,8503 of 5

Stand-alone Part D drug plans are offered statewide: see Tennessee drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.