Medicare Advantage plans in Fayette County, TN: what changed for 2027
For 2027, Fayette County in Tennessee has 33 Medicare Advantage plans that include drug coverage, compared with 33 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage33no change
Advantage plans without drug coverage7-1 from 2026
Special Needs Plans30+2 from 2026
$0 premium plans with drug coverage19+1 from 2026
Median out-of-pocket limit$6,7002026: $5,400
Plans rated 4 stars or more13-5 from 2026
Companies no longer offering Advantage plans here in 2027
- Centene Corporation
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
6 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 5 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 4,687 of the 12,655 people eligible for Medicare in Fayette County were enrolled in a Medicare Advantage or other Medicare health plan, 37.0%. A year earlier it was 4,537 of 12,313 (36.8%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (33)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Direct Plus from UHC TN-8 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $6,400 | 4 of 5 |
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 of 5 |
| AARP Medicare Advantage from UHC TN-0002 (PPO) | UnitedHealthcare | PPO | $0 | $6,700 | 4.5 of 5 |
| AARP Medicare Advantage from UHC TN-0003 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $6,400 | 4 of 5 |
| Aetna Medicare Value Plus (HMO) | Aetna Medicare | HMO | $0 | $6,750 | 3.5 of 5 |
| BlueAdvantage Garnet (PPO) | BlueCross BlueShield of Tennessee | PPO | $0 | $5,900 | 3.5 of 5 |
| DEVOTED CHOICE 024 TN (PPO) | Devoted Health | PPO | $0 | $5,650 | 4.5 of 5 |
| DEVOTED CHOICE GIVEBACK 012 TN (PPO) | Devoted Health | PPO | $0 | $9,300 | 3.5 of 5 |
| DEVOTED CHOICE GIVEBACK 025 TN (PPO) | Devoted Health | PPO | $0 | $8,700 | 4.5 of 5 |
| DEVOTED CHOICE GIVEBACK EXTRAS 044 TN (PPO) | Devoted Health | PPO | $0 | $6,900 | 4.5 of 5 |
| DEVOTED CORE 004 TN (HMO) | Devoted Health | HMO | $0 | $4,900 | 3.5 of 5 |
| DEVOTED GIVEBACK 005 TN (HMO) | Devoted Health | HMO | $0 | $7,700 | 3.5 of 5 |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | $5,100 | 3.5 of 5 |
| HealthSpring Preferred Savings (HMO) | HealthSpring | HMO | $0 | $6,950 | 3.5 of 5 |
| HealthSpring True Choice (PPO) | HealthSpring | PPO | $0 | $9,850 | 3 of 5 |
| Humana Gold Plus H4461-025 (HMO) | Humana | HMO | $0 | $7,150 | 4.5 of 5 |
| Wellpoint Medicare Advantage 2 (HMO-POS) | Wellpoint | HMO-POS | $0 | $5,900 | 3 of 5 |
| Zing Open Choice TN (PPO) | Zing Health | PPO | $0 | $6,700 | 3.5 of 5 |
| Zing Select Care TN-MS (HMO) | Zing Health | HMO | $0 | $6,400 | 3.5 of 5 |
| BlueAdvantage Extra (PPO) | BlueCross BlueShield of Tennessee | PPO | $13.00 | $7,150 | 3.5 of 5 |
| HealthSpring Primary (HMO) | HealthSpring | HMO | $13.70 | $5,400 | 3.5 of 5 |
| Humana Value Plus H5216-180 (PPO) | Humana | PPO | $13.70 | $5,400 | 4 of 5 |
| Humana Value Plus H7617-088 (PPO) | Humana | PPO | $13.70 | $5,400 | 4.5 of 5 |
| Wellpoint Extra Help (HMO-POS) | Wellpoint | HMO-POS | $13.70 | $9,000 | 3 of 5 |
| AARP Medicare Advantage from UHC TN-0004 (HMO-POS) | UnitedHealthcare | HMO-POS | $22.00 | $4,450 | 4 of 5 |
| BlueAdvantage Emerald (PPO) | BlueCross BlueShield of Tennessee | PPO | $25.00 | $5,900 | 3.5 of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna Medicare | PPO | $29.00 | $9,850 | 4 of 5 |
| Wellpoint Medicare Advantage (HMO-POS) | Wellpoint | HMO-POS | $40.00 | $6,750 | 3 of 5 |
| HealthSpring Premier (HMO-POS) | HealthSpring | HMO-POS | $50.00 | $6,150 | 3.5 of 5 |
| HumanaChoice H5216-097 (PPO) | Humana | PPO | $85.00 | $9,100 | 4 of 5 |
| BlueAdvantage Ruby (PPO) | BlueCross BlueShield of Tennessee | PPO | $95.00 | $4,450 | 3.5 of 5 |
| HumanaChoice R0110-018 (Regional PPO) | Humana | Regional PPO | $124.00 | $7,000 | 3.5 of 5 |
| BlueAdvantage Diamond (PPO) | BlueCross BlueShield of Tennessee | PPO | $161.00 | $4,450 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (7)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $4,450 | 4 of 5 |
| Aetna Medicare Eagle (PPO) | Aetna Medicare | PPO | Not listed | $9,850 | 4 of 5 |
| BlueAdvantage Freedom (PPO) | BlueCross BlueShield of Tennessee | PPO | Not listed | $4,450 | 3.5 of 5 |
| HealthSpring Courage (HMO) | HealthSpring | HMO | Not listed | $3,900 | 3.5 of 5 |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | Not listed | $3,750 | 4.5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $3,400 | 4 of 5 |
| HumanaChoice R0110-017 (Regional PPO) | Humana | Regional PPO | Not listed | $4,650 | 3.5 of 5 |
Special Needs Plans for 2027 (30)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP) | BlueCross BlueShield of Tennessee | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| DEVOTED C-SNP CHOICE ENHANCED 037 TN (PPO C-SNP) | Devoted Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $6,150 | 4.5 of 5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 036 TN (PPO C-SNP) | Devoted Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $6,900 | 4.5 of 5 |
| DEVOTED C-SNP CHOICE PLUS 020 TN (PPO C-SNP) | Devoted Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| DEVOTED C-SNP CHOICE PLUS 031 TN (PPO C-SNP) | Devoted Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| DEVOTED C-SNP ENHANCED 016 TN (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $5,700 | 3.5 of 5 |
| Humana Dual QMB Only (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,800 | 4.5 of 5 |
| Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4.5 of 5 |
| Senior Care (HMO I-SNP) | NHC Advantage | HMO I-SNP · Institutional | $0 | $5,000 | 4.5 of 5 |
| UHC Complete Care TC-0005 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 4 of 5 |
| UHC Dual Complete TN-Q1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellpoint Full Dual Advantage Support (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Zing Open Choice Diabetes & Heart TN (PPO C-SNP) | Zing Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $6,700 | 3.5 of 5 |
| Zing Select Diabetes & Heart TN-MS (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,700 | 3.5 of 5 |
| Zing Select Dialysis TN-MS (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,900 | 3.5 of 5 |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $4.90 | $7,150 | 4 of 5 |
| UHC Dual Complete TN-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $8.60 | $9,850 | 3 of 5 |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP · Dual-Eligible | $10.00 | $9,850 | 3.5 of 5 |
| NHC Advantage (HMO I-SNP) | NHC Advantage | HMO I-SNP · Institutional | $12.20 | $9,850 | 4.5 of 5 |
| American Health Advantage of Tennessee (HMO I-SNP) | American Health Advantage of Tennessee | HMO I-SNP · Institutional | $13.70 | $9,850 | Not Enough Data Available |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP) | BlueCross BlueShield of Tennessee | PPO C-SNP · Chronic or Disabling Condition | $13.70 | $9,850 | 3.5 of 5 |
| BlueCare Plus (HMO D-SNP) | BlueCare Plus Tennessee | HMO D-SNP · Dual-Eligible | $13.70 | $9,850 | 3 of 5 |
| BlueCare Plus Choice (HMO D-SNP) | BlueCare Plus Tennessee | HMO D-SNP · Dual-Eligible | $13.70 | $9,850 | 3 of 5 |
| BlueCare Plus Select (HMO D-SNP) | BlueCare Plus Tennessee | HMO D-SNP · Dual-Eligible | $13.70 | $9,850 | 3 of 5 |
Stand-alone Part D drug plans are offered statewide: see Tennessee drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.