Medicare Advantage plans in Montgomery County, TN: what changed for 2027
For 2027, Montgomery County in Tennessee has 21 Medicare Advantage plans that include drug coverage, compared with 27 in 2026, according to the CMS plan landscape files.
Companies no longer offering Advantage plans here in 2027
- Centene Corporation
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
8 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 14,868 of the 33,952 people eligible for Medicare in Montgomery County were enrolled in a Medicare Advantage or other Medicare health plan, 43.8%. A year earlier it was 14,195 of 32,779 (43.3%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (21)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Signature (HMO) | Aetna Medicare | HMO | $0 | $6,750 | 3.5 of 5 |
| Aetna Medicare Value Plus (HMO) | Aetna Medicare | HMO | $0 | $6,750 | 3.5 of 5 |
| BlueAdvantage Garnet (PPO) | BlueCross BlueShield of Tennessee | PPO | $0 | $7,145 | 3.5 of 5 |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | $6,000 | 3.5 of 5 |
| HealthSpring Preferred Extra Savings (HMO) | HealthSpring | HMO | $0 | $8,950 | 3.5 of 5 |
| HealthSpring Preferred Savings (HMO) | HealthSpring | HMO | $0 | $7,150 | 3.5 of 5 |
| Humana Essentials Plus Giveback (HMO) | Humana | HMO | $0 | $9,850 | 4.5 of 5 |
| Humana Total Complete (HMO) | Humana | HMO | $0 | $9,150 | 4.5 of 5 |
| Wellpoint Medicare Advantage 2 (HMO-POS) | Wellpoint | HMO-POS | $0 | $7,125 | 3 of 5 |
| BlueAdvantage Extra (PPO) | BlueCross BlueShield of Tennessee | PPO | $13.00 | $7,150 | 3.5 of 5 |
| HealthSpring Primary (HMO) | HealthSpring | HMO | $13.70 | $5,400 | 3.5 of 5 |
| Wellpoint Extra Help (HMO-POS) | Wellpoint | HMO-POS | $13.70 | $9,000 | 3 of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna Medicare | PPO | $29.00 | $9,850 | 4 of 5 |
| Wellpoint Medicare Advantage (HMO-POS) | Wellpoint | HMO-POS | $40.00 | $6,750 | 3 of 5 |
| HealthSpring Premier (HMO-POS) | HealthSpring | HMO-POS | $50.00 | $6,150 | 3.5 of 5 |
| AARP Medicare Advantage from UHC TN-0006 (HMO-POS) | UnitedHealthcare | HMO-POS | $78.00 | $6,300 | 4 of 5 |
| HumanaChoice H5216-097 (PPO) | Humana | PPO | $85.00 | $9,100 | 4 of 5 |
| BlueAdvantage Ruby (PPO) | BlueCross BlueShield of Tennessee | PPO | $116.00 | $4,450 | 3.5 of 5 |
| HumanaChoice R0110-018 (Regional PPO) | Humana | Regional PPO | $124.00 | $7,000 | 3.5 of 5 |
| BlueAdvantage Diamond (PPO) | BlueCross BlueShield of Tennessee | PPO | $161.00 | $4,450 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (7)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $4,450 | 4 of 5 |
| Aetna Medicare Eagle (PPO) | Aetna Medicare | PPO | Not listed | $9,850 | 4 of 5 |
| BlueAdvantage Freedom (PPO) | BlueCross BlueShield of Tennessee | PPO | Not listed | $4,450 | 3.5 of 5 |
| HealthSpring Courage (HMO) | HealthSpring | HMO | Not listed | $3,900 | 3.5 of 5 |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | Not listed | $3,750 | 4.5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $3,400 | 4 of 5 |
| HumanaChoice R0110-017 (Regional PPO) | Humana | Regional PPO | Not listed | $4,650 | 3.5 of 5 |
Special Needs Plans for 2027 (21)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Abilis Health Community (HMO I-SNP) | Abilis Health (HMO SNP) | HMO I-SNP · Institutional | $0 | $9,850 | 3.5 of 5 |
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP) | BlueCross BlueShield of Tennessee | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| Humana Dual QMB Only (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4.5 of 5 |
| UHC Complete Care TC-0005 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 4 of 5 |
| UHC Dual Complete TN-Q1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellpoint Full Dual Advantage Support (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $4.90 | $7,150 | 4 of 5 |
| UHC Dual Complete TN-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $8.60 | $9,850 | 3 of 5 |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP · Dual-Eligible | $10.00 | $9,850 | 3.5 of 5 |
| American Health Advantage of Tennessee (HMO I-SNP) | American Health Advantage of Tennessee | HMO I-SNP · Institutional | $13.70 | $9,850 | Not Enough Data Available |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP) | BlueCross BlueShield of Tennessee | PPO C-SNP · Chronic or Disabling Condition | $13.70 | $9,850 | 3.5 of 5 |
| BlueCare Plus (HMO D-SNP) | BlueCare Plus Tennessee | HMO D-SNP · Dual-Eligible | $13.70 | $9,850 | 3 of 5 |
| BlueCare Plus Choice (HMO D-SNP) | BlueCare Plus Tennessee | HMO D-SNP · Dual-Eligible | $13.70 | $9,850 | 3 of 5 |
| BlueCare Plus Select (HMO D-SNP) | BlueCare Plus Tennessee | HMO D-SNP · Dual-Eligible | $13.70 | $9,850 | 3 of 5 |
| Abilis Health (HMO I-SNP) | Abilis Health (HMO SNP) | HMO I-SNP · Institutional | $16.20 | $9,850 | 3.5 of 5 |
Stand-alone Part D drug plans are offered statewide: see Tennessee drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.