Medicare Advantage plans in Bandera County, TX: what changed for 2027
For 2027, Bandera County in Texas has 29 Medicare Advantage plans that include drug coverage, compared with 39 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage29-10 from 2026
Advantage plans without drug coverage10-2 from 2026
Special Needs Plans36+3 from 2026
$0 premium plans with drug coverage19-7 from 2026
Median out-of-pocket limit$6,7502026: $6,700
Plans rated 4 stars or more19+2 from 2026
14 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 2 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 4,064 of the 8,321 people eligible for Medicare in Bandera County were enrolled in a Medicare Advantage or other Medicare health plan, 48.8%. A year earlier it was 3,884 of 8,057 (48.2%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (29)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC TX-21 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $4,200 | 4 of 5 |
| AARP Medicare Advantage Extras from UHC TX-28 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $5,500 | 4 of 5 |
| AARP Medicare Advantage Giveback from UHC TX-40 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 3.5 of 5 |
| Aetna Medicare Value Plus (PPO) | Aetna Medicare | PPO | $0 | $7,500 | 3.5 of 5 |
| Clover Health Choice (PPO) | Clover Health | PPO | $0 | $6,350 | 5 of 5 |
| DEVOTED CORE 003 TX (HMO) | Devoted Health | HMO | $0 | $3,900 | 4.5 of 5 |
| DEVOTED GIVEBACK 021 TX (HMO) | Devoted Health | HMO | $0 | $9,850 | 4.5 of 5 |
| DEVOTED GIVEBACK EXTRAS 116 TX (HMO) | Devoted Health | HMO | $0 | $6,600 | 4.5 of 5 |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | $4,450 | 3.5 of 5 |
| HealthSpring Preferred Savings (HMO) | HealthSpring | HMO | $0 | $7,150 | 3.5 of 5 |
| HealthSpring True Choice (PPO) | HealthSpring | PPO | $0 | $6,800 | 3 of 5 |
| Humana Gold Plus H0028-030 (HMO) | Humana | HMO | $0 | $3,900 | 4.5 of 5 |
| Humana Gold Plus H4461-058 (HMO) | Humana | HMO | $0 | $3,900 | 4.5 of 5 |
| Humana USAA Honor Giveback with Rx (PPO) | Humana | PPO | $0 | $6,900 | 4 of 5 |
| Humana USAA Honor Giveback with Rx (PPO) | Humana | PPO | $0 | $6,900 | 4.5 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $6,500 | 4.5 of 5 |
| Wellcare Simple (HMO) | Wellcare | HMO | $0 | $4,400 | 3.5 of 5 |
| Wellpoint Medicare Advantage 2 (HMO-POS) | Wellpoint | HMO-POS | $0 | $9,850 | 3 of 5 |
| DEVOTED PREMIUM 004 TX (HMO) | Devoted Health | HMO | $5.00 | $3,900 | 4.5 of 5 |
| Humana Gold Plus H0028-070 (HMO) | Humana | HMO | $12.00 | $3,400 | 4.5 of 5 |
| HumanaChoice H5216-043 (PPO) | Humana | PPO | $20.00 | $7,700 | 4 of 5 |
| HumanaChoice H7617-059 (PPO) | Humana | PPO | $23.00 | $7,700 | 4.5 of 5 |
| Humana Gold Plus H4461-053 (HMO) | Humana | HMO | $24.00 | $3,400 | 4.5 of 5 |
| AARP Medicare Advantage from UHC TX-0043 (HMO-POS) | UnitedHealthcare | HMO-POS | $45.00 | $4,200 | 4 of 5 |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46.00 | $8,200 | 3.5 of 5 |
| HumanaChoice H5216-042 (PPO) | Humana | PPO | $62.00 | $6,750 | 4 of 5 |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100.00 | $8,200 | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138.00 | $9,850 | 3 of 5 |
Advantage plans without drug coverage for 2027 (10)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx TX-MA03 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $7,150 | 4 of 5 |
| Aetna Medicare Eagle (PPO) | Aetna Medicare | PPO | Not listed | $4,900 | 3.5 of 5 |
| Clover Health Valor (PPO) | Clover Health | PPO | Not listed | $6,500 | 5 of 5 |
| DEVOTED MA ONLY 020 TX (HMO) | Devoted Health | HMO | Not listed | $9,250 | 4.5 of 5 |
| HealthSpring Courage (HMO) | HealthSpring | HMO | Not listed | $4,300 | 3.5 of 5 |
| Humana Gold Choice H8145-126 (PFFS) | Humana | PFFS | Not listed | $9,850 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $7,900 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $7,900 | 4.5 of 5 |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | Not listed | $6,000 | 3.5 of 5 |
| Wellcare Patriot Simple (HMO) | Wellcare | HMO | Not listed | $3,400 | 3.5 of 5 |
Special Needs Plans for 2027 (36)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Aetna Medicare QMB Only Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Community First Medicare Advantage Mezquite Dual (HMO D-SNP) | Community First | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| DEVOTED C-SNP 046 TX (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $4,450 | 4.5 of 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 089 TX (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,600 | 4.5 of 5 |
| DEVOTED C-SNP PLUS 033 TX (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| DEVOTED DUAL 012 TX (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| DEVOTED DUAL FULL 041 TX (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| HealthSpring TotalCare (HMO D-SNP) | HealthSpring | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $3,450 | 4.5 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $3,450 | 4.5 of 5 |
| Humana Gold Plus SNP-DE H0028-036 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Gold Plus SNP-DE H4461-069 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Gold Plus SNP-DE H4461-070 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4.5 of 5 |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Texas, Inc. | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| ProCare Advantage (HMO-POS I-SNP) | ProCare Advantage | HMO-POS I-SNP · Institutional | $0 | $9,850 | Not Enough Data Available |
| UHC Complete Care TX-24 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $4,200 | 4 of 5 |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $4,450 | Plan Too New To Be Measured |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| Wellpoint Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Texas Independence Health Plan, Inc. (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP · Institutional | $3.90 | $9,250 | 4.5 of 5 |
| Provider Partners Texas Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $6.30 | $9,850 | 4 of 5 |
| Texas Independence Community Plan (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP · Institutional | $6.30 | $9,250 | 4.5 of 5 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP · Chronic or Disabling Condition | $100.00 | $9,850 | 3 of 5 |
Stand-alone Part D drug plans are offered statewide: see Texas drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.