County Plan Watch
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Texas

Medicare Advantage plans in Gray County, TX: what changed for 2027

For 2027, Gray County in Texas has 12 Medicare Advantage plans that include drug coverage, compared with 12 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage12no change
Advantage plans without drug coverage3-1 from 2026
Special Needs Plans16+3 from 2026
$0 premium plans with drug coverage6no change
Median out-of-pocket limit$7,1002026: $6,900
Plans rated 4 stars or more6no change

2 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 1,640 of the 4,140 people eligible for Medicare in Gray County were enrolled in a Medicare Advantage or other Medicare health plan, 39.6%. A year earlier it was 1,629 of 4,127 (39.5%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (12)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage from UHC TX-0001 (PPO)UnitedHealthcarePPO$0$7,1503 of 5
Prominence Beyond (HMO-POS)Prominence Health PlanHMO-POS$0$4,7004 of 5
Prominence Extra Help (HMO)Prominence Health PlanHMO$0$3,2504 of 5
Prominence Giveback (HMO)Prominence Health PlanHMO$0$7,0004 of 5
Prominence Plus (HMO)Prominence Health PlanHMO$0$3,0004 of 5
Wellcare Simple Value (HMO)WellcareHMO$0$9,8503.5 of 5
HumanaChoice H0473-004 (PPO)HumanaPPO$13.00$7,0503 of 5
HumanaChoice R4182-004 (Regional PPO)HumanaRegional PPO$46.00$8,2003.5 of 5
HumanaChoice H7617-027 (PPO)HumanaPPO$48.00$7,6504.5 of 5
HumanaChoice H5216-042 (PPO)HumanaPPO$62.00$6,7504 of 5
HumanaChoice R4182-003 (Regional PPO)HumanaRegional PPO$100.00$8,2003.5 of 5
AARP Medicare Advantage from UHC TX-61 (Regional PPO)UnitedHealthcareRegional PPO$138.00$9,8503 of 5

Advantage plans without drug coverage for 2027 (3)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$7,9004 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$7,9004.5 of 5
HumanaChoice R4182-001 (Regional PPO)HumanaRegional PPONot listed$6,0003.5 of 5

Special Needs Plans for 2027 (16)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Humana Together in Health (PPO I-SNP)HumanaPPO I-SNP · Institutional$0$9,8504 of 5
Humana Together in Health (PPO I-SNP)HumanaPPO I-SNP · Institutional$0$9,8504.5 of 5
Prominence Diabetes and Heart Giveback (HMO C-SNP)Prominence Health PlanHMO C-SNP · Chronic or Disabling Condition$0$3,1004 of 5
Prominence Dual (HMO D-SNP)Prominence Health PlanHMO D-SNP · Dual-Eligible$0$9,8504 of 5
UHC Dual Advantage TX-V10 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$4,4503.5 of 5
UHC Dual Complete TX-Q8 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete TX-S001 (Regional PPO D-SNP)UnitedHealthcareRegional PPO D-SNP · Dual-Eligible$0$9,8503 of 5
UHC Dual Complete TX-S5 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503.5 of 5
Wellcare Superior HealthPlan Dual Access (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$0$3,4503.5 of 5
Wellpoint Dual Advantage (HMO D-SNP)WellpointHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
Wellpoint Dual Advantage Plus (HMO D-SNP)WellpointHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
Wellpoint Full Dual Advantage Aligned (HMO D-SNP)WellpointHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
Provider Partners Texas Advantage Plan (HMO I-SNP)Provider Partners Health PlansHMO I-SNP · Institutional$6.30$9,8504 of 5
UHC Complete Care TX-29 (Regional PPO C-SNP)UnitedHealthcareRegional PPO C-SNP · Chronic or Disabling Condition$100.00$9,8503 of 5

Stand-alone Part D drug plans are offered statewide: see Texas drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.