Medicare Advantage plans in Karnes County, TX: what changed for 2027
For 2027, Karnes County in Texas has 14 Medicare Advantage plans that include drug coverage, compared with 17 in 2026, according to the CMS plan landscape files.
Companies no longer offering Advantage plans here in 2027
- Centene Corporation
- Health Care Service Corporation
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
6 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 1,479 of the 2,970 people eligible for Medicare in Karnes County were enrolled in a Medicare Advantage or other Medicare health plan, 49.8%. A year earlier it was 1,461 of 2,955 (49.4%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (14)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC TX-21 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $4,200 | 4 of 5 |
| AARP Medicare Advantage Extras from UHC TX-28 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $5,500 | 4 of 5 |
| AARP Medicare Advantage Giveback from UHC TX-40 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 3.5 of 5 |
| Aetna Medicare Value Plus (PPO) | Aetna Medicare | PPO | $0 | $7,500 | 3.5 of 5 |
| DEVOTED CORE 003 TX (HMO) | Devoted Health | HMO | $0 | $3,900 | 4.5 of 5 |
| DEVOTED GIVEBACK 021 TX (HMO) | Devoted Health | HMO | $0 | $9,850 | 4.5 of 5 |
| DEVOTED GIVEBACK EXTRAS 116 TX (HMO) | Devoted Health | HMO | $0 | $6,600 | 4.5 of 5 |
| DEVOTED PREMIUM 004 TX (HMO) | Devoted Health | HMO | $5.00 | $3,900 | 4.5 of 5 |
| AARP Medicare Advantage from UHC TX-0043 (HMO-POS) | UnitedHealthcare | HMO-POS | $45.00 | $4,200 | 4 of 5 |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46.00 | $8,200 | 3.5 of 5 |
| HumanaChoice H7617-027 (PPO) | Humana | PPO | $48.00 | $7,650 | 4.5 of 5 |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100.00 | $8,200 | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138.00 | $9,850 | 3 of 5 |
Advantage plans without drug coverage for 2027 (5)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx TX-MA03 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $7,150 | 4 of 5 |
| DEVOTED MA ONLY 020 TX (HMO) | Devoted Health | HMO | Not listed | $9,250 | 4.5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $7,900 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $7,900 | 4.5 of 5 |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | Not listed | $6,000 | 3.5 of 5 |
Special Needs Plans for 2027 (26)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Aetna Medicare QMB Only Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| DEVOTED C-SNP 046 TX (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $4,450 | 4.5 of 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 089 TX (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,600 | 4.5 of 5 |
| DEVOTED C-SNP PLUS 033 TX (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| DEVOTED DUAL 012 TX (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| DEVOTED DUAL FULL 041 TX (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4.5 of 5 |
| ProCare Advantage (HMO-POS I-SNP) | ProCare Advantage | HMO-POS I-SNP · Institutional | $0 | $9,850 | Not Enough Data Available |
| UHC Complete Care TX-24 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $4,200 | 4 of 5 |
| UHC Dual Advantage TX-V10 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $4,450 | 3.5 of 5 |
| UHC Dual Complete TX-Q8 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Dual Complete TX-S5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| Wellpoint Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellpoint Full Dual Advantage Aligned (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Texas Independence Health Plan, Inc. (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP · Institutional | $3.90 | $9,250 | 4.5 of 5 |
| Provider Partners Texas Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $6.30 | $9,850 | 4 of 5 |
| Texas Independence Community Plan (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP · Institutional | $6.30 | $9,250 | 4.5 of 5 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP · Chronic or Disabling Condition | $100.00 | $9,850 | 3 of 5 |
Stand-alone Part D drug plans are offered statewide: see Texas drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.