Medicare Advantage plans in Montgomery County, TX: what changed for 2027
For 2027, Montgomery County in Texas has 36 Medicare Advantage plans that include drug coverage, compared with 42 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage36-6 from 2026
Advantage plans without drug coverage7-4 from 2026
Special Needs Plans36+1 from 2026
$0 premium plans with drug coverage30-2 from 2026
Median out-of-pocket limit$6,8002026: $6,725
Plans rated 4 stars or more17-3 from 2026
Companies no longer offering Advantage plans here in 2027
- Memorial Hermann Health System
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
15 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 5 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 65,189 of the 125,074 people eligible for Medicare in Montgomery County were enrolled in a Medicare Advantage or other Medicare health plan, 52.1%. A year earlier it was 62,417 of 119,117 (52.4%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (36)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC TX-0009 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $6,700 | 4 of 5 |
| AARP Medicare Advantage from UHC TX-0015 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $6,900 | 4 of 5 |
| AARP Medicare Advantage from UHC TX-001P (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $4,900 | 4 of 5 |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 3.5 of 5 |
| Aetna Medicare Signature Extra (HMO) | Aetna Medicare | HMO | $0 | $7,150 | 3 of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 3.5 of 5 |
| DEVOTED CORE 019 TX (HMO) | Devoted Health | HMO | $0 | $3,650 | 4.5 of 5 |
| DEVOTED GIVEBACK 006 TX (HMO) | Devoted Health | HMO | $0 | $8,300 | 4.5 of 5 |
| DEVOTED GIVEBACK EXTRAS 114 TX (HMO) | Devoted Health | HMO | $0 | $5,600 | 4.5 of 5 |
| HealthSpring Alliance (HMO) | HealthSpring | HMO | $0 | $3,600 | 3.5 of 5 |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | $4,000 | 3.5 of 5 |
| HealthSpring Preferred Extra Savings (HMO) | HealthSpring | HMO | $0 | $7,500 | 3.5 of 5 |
| HealthSpring Preferred Savings (HMO) | HealthSpring | HMO | $0 | $7,200 | 3.5 of 5 |
| HealthSpring True Choice (PPO) | HealthSpring | PPO | $0 | $6,800 | 3 of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | $8,300 | 4.5 of 5 |
| Humana Gold Plus H0028-042 (HMO) | Humana | HMO | $0 | $3,950 | 4.5 of 5 |
| Humana Total Complete (HMO) | Humana | HMO | $0 | $3,950 | 4.5 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $6,800 | 4.5 of 5 |
| HumanaChoice Giveback H5216-358 (PPO) | Humana | PPO | $0 | $8,300 | 4 of 5 |
| HumanaChoice H5216-043 (PPO) | Humana | PPO | $0 | $6,800 | 4 of 5 |
| KelseyCare Advantage Freedom (HMO-POS) | KelseyCare Advantage | HMO-POS | $0 | $6,850 | 4.5 of 5 |
| KelseyCare Advantage Signature (HMO) | KelseyCare Advantage | HMO | $0 | $4,150 | 4.5 of 5 |
| SCAN Classic Texas (HMO) | SCAN Health Plan | HMO | $0 | $2,900 | Not Enough Data Available |
| SCAN Walmart Health Advantage (HMO) | SCAN Health Plan | HMO | $0 | $3,500 | Not Enough Data Available |
| Verda Noble Care (HMO) | Verda Health Plan of Texas | HMO | $0 | $1,599 | 2 of 5 |
| Wellcare Simple (HMO) | Wellcare | HMO | $0 | $3,500 | 3.5 of 5 |
| Wellcare Simple Value (HMO) | Wellcare | HMO | $0 | $9,850 | 3.5 of 5 |
| Wellcare TexanPlus Classic Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $3,400 | 4 of 5 |
| Wellpoint Medicare Advantage 2 (HMO-POS) | Wellpoint | HMO-POS | $0 | $9,850 | 3 of 5 |
| Wellpoint Medicare Advantage Select 1 (HMO-POS) | Wellpoint | HMO-POS | $0 | $4,450 | 3.5 of 5 |
| Aetna Medicare Value Plus (PPO) | Aetna Medicare | PPO | $6.30 | $7,150 | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-4P (HMO-POS) | UnitedHealthcare | HMO-POS | $36.00 | $3,900 | 4 of 5 |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46.00 | $8,200 | 3.5 of 5 |
| HumanaChoice H5216-042 (PPO) | Humana | PPO | $62.00 | $6,750 | 4 of 5 |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100.00 | $8,200 | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138.00 | $9,850 | 3 of 5 |
Advantage plans without drug coverage for 2027 (7)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $7,150 | 4 of 5 |
| Aetna Medicare Eagle (PPO) | Aetna Medicare | PPO | Not listed | $4,900 | 3.5 of 5 |
| HealthSpring Courage (HMO) | HealthSpring | HMO | Not listed | $4,300 | 3.5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $7,900 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $7,900 | 4.5 of 5 |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | Not listed | $6,000 | 3.5 of 5 |
| KelseyCare Advantage Core (HMO) | KelseyCare Advantage | HMO | Not listed | $4,500 | 4.5 of 5 |
Special Needs Plans for 2027 (36)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Aetna Medicare QMB Only Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Community DualCare Access (HMO D-SNP) | Community Health Choice | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| Community DualCare Aligned (HMO D-SNP) | Community Health Choice | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| DEVOTED C-SNP GIVEBACK EXTRAS 087 TX (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $5,600 | 4.5 of 5 |
| HealthSpring TotalCare (HMO D-SNP) | HealthSpring | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Gold Plus SNP-DE H4461-071 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4.5 of 5 |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Texas, Inc. | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| ProCare Advantage (HMO-POS I-SNP) | ProCare Advantage | HMO-POS I-SNP · Institutional | $0 | $9,850 | Not Enough Data Available |
| SCAN Balance Texas (HMO C-SNP) | SCAN Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,000 | Not Enough Data Available |
| UHC Complete Care TX-2P (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $4,200 | 4 of 5 |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $4,450 | Plan Too New To Be Measured |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| Verda Noble Chronic Care (HMO C-SNP) | Verda Health Plan of Texas | HMO C-SNP · Chronic or Disabling Condition | $0 | $999 | 2 of 5 |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $3,450 | 3.5 of 5 |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| Wellpoint Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellpoint Kidney Care (HMO-POS C-SNP) | Wellpoint | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $2,900 | 3 of 5 |
| Texas Independence Health Plan, Inc. (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP · Institutional | $3.90 | $9,250 | 4.5 of 5 |
| SCAN Walmart Medicare Complete (HMO C-SNP) | SCAN Health Plan | HMO C-SNP · Chronic or Disabling Condition | $6.30 | $4,400 | Not Enough Data Available |
| Texas Independence Community Plan (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP · Institutional | $6.30 | $9,250 | 4.5 of 5 |
| UHC Nursing Home Plan TX-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP · Institutional | $6.30 | $9,850 | 5 of 5 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP · Chronic or Disabling Condition | $100.00 | $9,850 | 3 of 5 |
Stand-alone Part D drug plans are offered statewide: see Texas drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.