Medicare Advantage plans in Bedford County, VA: what changed for 2027
For 2027, Bedford County in Virginia has 17 Medicare Advantage plans that include drug coverage, compared with 21 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage17-4 from 2026
Advantage plans without drug coverage6-2 from 2026
Special Needs Plans23+1 from 2026
$0 premium plans with drug coverage11-2 from 2026
Median out-of-pocket limit$8,9502026: $8,450
Plans rated 4 stars or more10+3 from 2026
10 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 4 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 8,939 of the 23,962 people eligible for Medicare in Bedford County were enrolled in a Medicare Advantage or other Medicare health plan, 37.3%. A year earlier it was 8,620 of 23,506 (36.7%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (17)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Direct Plus from UHC VA-25 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $5,900 | 4 of 5 |
| AARP Medicare Advantage Essentials from UHC VA-11 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $5,900 | 4 of 5 |
| AARP Medicare Advantage Extras from UHC VA-29 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $6,900 | 4 of 5 |
| AARP Medicare Advantage Giveback from UHC VA-13 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $9,850 | 4 of 5 |
| AARP Medicare Advantage from UHC VA-0007 (PPO) | UnitedHealthcare | PPO | $0 | $7,500 | 4.5 of 5 |
| Anthem Medicare Advantage 2 (HMO-POS) | Anthem HealthKeepers | HMO-POS | $0 | $9,850 | 3 of 5 |
| Anthem Medicare Advantage 3 (HMO-POS) | Anthem HealthKeepers | HMO-POS | $0 | $5,850 | 3 of 5 |
| Anthem Medicare Advantage 4 (HMO-POS) | Anthem HealthKeepers | HMO-POS | $0 | $6,825 | 3 of 5 |
| Humana Total Complete (HMO) | Humana | HMO | $0 | $9,850 | 4 of 5 |
| HumanaChoice H5216-363 (PPO) | Humana | PPO | $0 | $9,850 | 4 of 5 |
| HumanaChoice H5216-408 (PPO) | Humana | PPO | $0 | $9,850 | 4 of 5 |
| Anthem Medicare Advantage (PPO) | Anthem Blue Cross and Blue Shield | PPO | $30.00 | $8,950 | 3 of 5 |
| Anthem Medicare Advantage 2 (PPO) | Anthem Blue Cross and Blue Shield | PPO | $32.00 | $8,950 | 3 of 5 |
| AARP Medicare Advantage from UHC VA-0012 (HMO-POS) | UnitedHealthcare | HMO-POS | $36.00 | $5,900 | 4 of 5 |
| UHC Medicare Advantage VA-0001 (PPO) | UnitedHealthcare | PPO | $38.00 | $9,850 | 3.5 of 5 |
| HumanaChoice H5216-027 (PPO) | Humana | PPO | $74.00 | $9,850 | 4 of 5 |
| Humana Full Access (Regional PPO) | Humana | Regional PPO | $158.00 | $9,850 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (6)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $8,900 | 4.5 of 5 |
| Anthem Veteran (PPO) | Anthem Blue Cross and Blue Shield | PPO | Not listed | $6,800 | 3 of 5 |
| Humana Gold Choice H8145-042 (PFFS) | Humana | PFFS | Not listed | $9,850 | 4 of 5 |
| Humana USAA Honor Giveback (Regional PPO) | Humana | Regional PPO | Not listed | $9,850 | 3.5 of 5 |
| HumanaChoice H5216-152 (PPO) | Humana | PPO | Not listed | $3,400 | 4 of 5 |
| HumanaChoice R0110-004 (Regional PPO) | Humana | Regional PPO | Not listed | $9,850 | 3.5 of 5 |
Special Needs Plans for 2027 (23)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare FIDE (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Anthem Dual Advantage Plus (HMO D-SNP) | Anthem HealthKeepers | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Anthem Dual Advantage Plus (PPO D-SNP) | Anthem Blue Cross and Blue Shield | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Anthem Full Dual Advantage (HMO D-SNP) | Anthem HealthKeepers | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Anthem Full Dual Advantage Support (HMO D-SNP) | Anthem HealthKeepers | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Anthem Kidney Care (HMO-POS C-SNP) | Anthem HealthKeepers | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $6,100 | 3 of 5 |
| Humana DaVita Kidney Care (PPO C-SNP) | Humana | PPO C-SNP · Chronic or Disabling Condition | $0 | $8,450 | 4.5 of 5 |
| Humana DaVita Kidney Care (PPO C-SNP) | Humana | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| Humana Dual Fully Integrated H2875-001 (HMO-POS D-SNP) | Humana | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| Humana Dual QMB Only (HMO-POS D-SNP) | Humana | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| Humana Dual Select H2875-006 (HMO-POS D-SNP) | Humana | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4.5 of 5 |
| UHC Complete Care VA-23 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $5,900 | 4 of 5 |
| UHC Dual Advantage VA-V1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $3,600 | 3.5 of 5 |
| UHC Dual Complete VA-Q001 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete VA-Y002 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete VA-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Sentara Community Complete (HMO D-SNP) | Sentara Medicare | HMO D-SNP · Dual-Eligible | $6.30 | $9,850 | 3 of 5 |
| Sentara Community Complete Select (HMO D-SNP) | Sentara Medicare | HMO D-SNP · Dual-Eligible | $6.30 | $9,850 | 3 of 5 |
| UHC Dual Complete VA-Y4 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $6.30 | $9,850 | 3 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $13.00 | $9,850 | 4 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $31.00 | $9,850 | 4 of 5 |
Stand-alone Part D drug plans are offered statewide: see Virginia drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.