Medicare Advantage plans in Loudoun County, VA: what changed for 2027
For 2027, Loudoun County in Virginia has 21 Medicare Advantage plans that include drug coverage, compared with 24 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage21-3 from 2026
Advantage plans without drug coverage6-1 from 2026
Special Needs Plans25-1 from 2026
$0 premium plans with drug coverage10+2 from 2026
Median out-of-pocket limit$9,2502026: $7,700
Plans rated 4 stars or more15+3 from 2026
5 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 18,202 of the 55,617 people eligible for Medicare in Loudoun County were enrolled in a Medicare Advantage or other Medicare health plan, 32.7%. A year earlier it was 17,758 of 53,013 (33.5%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (21)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Elite Extra (HMO) | Aetna Medicare | HMO | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare Prime Elite (HMO) | Aetna Medicare | HMO | $0 | $9,850 | 3.5 of 5 |
| Humana Direct Choice Giveback (PPO) | Humana | PPO | $0 | $9,850 | 4 of 5 |
| Humana Gold Plus H5619-047 (HMO) | Humana | HMO | $0 | $9,850 | 4 of 5 |
| Humana Gold Plus H6622-085 (HMO) | Humana | HMO | $0 | $9,850 | 4 of 5 |
| Humana Total Complete (HMO) | Humana | HMO | $0 | $9,850 | 4 of 5 |
| HumanaChoice H5216-363 (PPO) | Humana | PPO | $0 | $9,850 | 4 of 5 |
| HumanaChoice H5216-408 (PPO) | Humana | PPO | $0 | $9,850 | 4 of 5 |
| Johns Hopkins Advantage MD Select (HMO) | Johns Hopkins Advantage MD | HMO | $0 | $9,250 | Not Enough Data Available |
| Kaiser Permanente Medicare Advantage Value 2 VA (HMO-POS) | Kaiser Permanente | HMO-POS | $0 | $8,700 | 4.5 of 5 |
| Kaiser Permanente Medicare Advantage Standard 1 VA (HMO-POS) | Kaiser Permanente | HMO-POS | $15.00 | $7,150 | 4.5 of 5 |
| AARP Medicare Advantage from UHC VA-0003 (PPO) | UnitedHealthcare | PPO | $21.00 | $6,700 | 4.5 of 5 |
| Kaiser Permanente Medicare Advantage Standard 2 VA (HMO-POS) | Kaiser Permanente | HMO-POS | $25.00 | $7,400 | 4.5 of 5 |
| Anthem Medicare Advantage 3 (HMO-POS) | Anthem HealthKeepers | HMO-POS | $29.00 | $6,300 | 3 of 5 |
| Kaiser Permanente Medicare Advantage Care Plus VA (HMO-POS) | Kaiser Permanente | HMO-POS | $30.00 | $6,900 | 4.5 of 5 |
| AARP Medicare Advantage from UHC VA-0010 (HMO-POS) | UnitedHealthcare | HMO-POS | $51.00 | $7,150 | 4 of 5 |
| Aetna Medicare Elite (HMO-POS) | Aetna Medicare | HMO-POS | $70.00 | $8,200 | 3.5 of 5 |
| HumanaChoice H5216-027 (PPO) | Humana | PPO | $74.00 | $9,850 | 4 of 5 |
| Aetna Medicare Elite (PPO) | Aetna Medicare | PPO | $92.00 | $7,150 | 4 of 5 |
| Kaiser Permanente Medicare Advantage High VA (HMO-POS) | Kaiser Permanente | HMO-POS | $145.00 | $6,200 | 4.5 of 5 |
| Humana Full Access (Regional PPO) | Humana | Regional PPO | $158.00 | $9,850 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (6)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $8,900 | 4.5 of 5 |
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | PPO | Not listed | $6,750 | 4 of 5 |
| Humana USAA Honor Giveback (Regional PPO) | Humana | Regional PPO | Not listed | $9,850 | 3.5 of 5 |
| HumanaChoice H5216-152 (PPO) | Humana | PPO | Not listed | $3,400 | 4 of 5 |
| HumanaChoice R0110-004 (Regional PPO) | Humana | Regional PPO | Not listed | $9,850 | 3.5 of 5 |
| Kaiser Permanente Medicare Advantage Liberty (HMO) | Kaiser Permanente | HMO | Not listed | $5,900 | 4.5 of 5 |
Special Needs Plans for 2027 (25)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare FIDE (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Anthem Dual Advantage Plus (HMO D-SNP) | Anthem HealthKeepers | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Anthem Dual Advantage Plus (PPO D-SNP) | Anthem Blue Cross and Blue Shield | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Anthem Full Dual Advantage (HMO D-SNP) | Anthem HealthKeepers | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Anthem Full Dual Advantage Support (HMO D-SNP) | Anthem HealthKeepers | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Anthem Kidney Care (HMO-POS C-SNP) | Anthem HealthKeepers | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $6,100 | 3 of 5 |
| Humana DaVita Kidney Care (PPO C-SNP) | Humana | PPO C-SNP · Chronic or Disabling Condition | $0 | $8,450 | 4.5 of 5 |
| Humana DaVita Kidney Care (PPO C-SNP) | Humana | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| Humana Dual Fully Integrated H2875-001 (HMO-POS D-SNP) | Humana | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| Humana Dual QMB Only (HMO-POS D-SNP) | Humana | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| Humana Dual Select H2875-006 (HMO-POS D-SNP) | Humana | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4.5 of 5 |
| Premier Care (HMO-POS I-SNP) | Lifeworks Advantage | HMO-POS I-SNP · Institutional | $0 | $4,000 | Not Enough Data Available |
| UHC Dual Advantage VA-V1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $3,600 | 3.5 of 5 |
| UHC Dual Complete VA-Q001 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete VA-Y002 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete VA-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP · Institutional | $0 | $9,850 | 5 of 5 |
| Senior Care (HMO I-SNP) | Lifeworks Advantage | HMO I-SNP · Institutional | $6.30 | $9,850 | Not Enough Data Available |
| Sentara Community Complete (HMO D-SNP) | Sentara Medicare | HMO D-SNP · Dual-Eligible | $6.30 | $9,850 | 3 of 5 |
| Sentara Community Complete Select (HMO D-SNP) | Sentara Medicare | HMO D-SNP · Dual-Eligible | $6.30 | $9,850 | 3 of 5 |
| UHC Dual Complete VA-Y4 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $6.30 | $9,850 | 3 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $13.00 | $9,850 | 4 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $31.00 | $9,850 | 4 of 5 |
Stand-alone Part D drug plans are offered statewide: see Virginia drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.