Medicare Advantage plans in Hardin County, KY: what changed for 2027
For 2027, Hardin County in Kentucky has 14 Medicare Advantage plans that include drug coverage, compared with 17 in 2026, according to the CMS plan landscape files.
Companies no longer offering Advantage plans here in 2027
- UnitedHealth Group, Inc.
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
8 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 2 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 10,831 of the 23,730 people eligible for Medicare in Hardin County were enrolled in a Medicare Advantage or other Medicare health plan, 45.6%. A year earlier it was 10,379 of 23,102 (44.9%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (14)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Signature Extra (HMO-POS) | Aetna Medicare | HMO-POS | $0 | $5,200 | 3.5 of 5 |
| Anthem Medicare Advantage (HMO-POS) | Anthem Blue Cross and Blue Shield | HMO-POS | $0 | $7,150 | 3.5 of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | $9,850 | 4.5 of 5 |
| Wellcare Giveback (HMO-POS) | Wellcare | HMO-POS | $0 | $9,850 | 3 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $7,000 | 3 of 5 |
| Wellcare Simple Open (PPO) | Wellcare | PPO | $0 | $7,500 | 3 of 5 |
| Aetna Medicare Value Plus (PPO) | Aetna Medicare | PPO | $9.50 | $5,500 | 4 of 5 |
| HumanaChoice H5216-019 (PPO) | Humana | PPO | $34.00 | $6,800 | 4 of 5 |
| Anthem Medicare Advantage 2 (HMO-POS) | Anthem Blue Cross and Blue Shield | HMO-POS | $35.00 | $4,450 | 3.5 of 5 |
| Anthem Medicare Advantage (PPO) | Anthem Blue Cross and Blue Shield | PPO | $41.00 | $9,250 | 4.5 of 5 |
| HumanaChoice H5216-188 (PPO) | Humana | PPO | $45.00 | $7,150 | 4 of 5 |
| HumanaChoice R0110-012 (Regional PPO) | Humana | Regional PPO | $68.00 | $9,850 | 3.5 of 5 |
| Anthem Medicare Advantage 3 (PPO) | Anthem Blue Cross and Blue Shield | PPO | $70.00 | $5,900 | 4.5 of 5 |
| Anthem Medicare Advantage (Regional PPO) | Anthem Blue Cross and Blue Shield | Regional PPO | $123.00 | $9,250 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (5)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | PPO | Not listed | $6,900 | 4 of 5 |
| Anthem Veteran (PPO) | Anthem Blue Cross and Blue Shield | PPO | Not listed | $9,250 | 3 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,500 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $9,150 | 4 of 5 |
| HumanaChoice R0110-011 (Regional PPO) | Humana | Regional PPO | Not listed | $5,400 | 3.5 of 5 |
Special Needs Plans for 2027 (19)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Abilis Health Community (HMO I-SNP) | Abilis Health (HMO SNP) | HMO I-SNP · Institutional | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 3.5 of 5 |
| Aetna Medicare HIDE (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare Partial Dual (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Anthem Chronic Care Advantage (HMO C-SNP) | Anthem Blue Cross and Blue Shield | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| Anthem Kidney Care (HMO-POS C-SNP) | Anthem Blue Cross and Blue Shield | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $6,050 | 3.5 of 5 |
| Humana Dual QMB Only (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Humana Dual Select H5619-075 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Humana Gold Plus SNP-DE H5619-163 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Humana Senior Living Plan (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $6,180 | 4.5 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4.5 of 5 |
| Wellcare Dual Access (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Dual Access Sync Open (PPO D-SNP) | Wellcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Dual Liberty Sync (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Dual Reserve (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $6,700 | 3 of 5 |
| Abilis Health (HMO I-SNP) | Abilis Health (HMO SNP) | HMO I-SNP · Institutional | $16.20 | $9,850 | 3.5 of 5 |
| HumanaChoice SNP-DE H5525-045 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $17.00 | $9,850 | 4 of 5 |
| Passport Advantage (HMO D-SNP) | Passport Advantage | HMO D-SNP · Dual-Eligible | $17.00 | $9,850 | 3.5 of 5 |
Stand-alone Part D drug plans are offered statewide: see Kentucky drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.