County Plan Watch
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States

Medicare plan changes in Kentucky for 2027

Across 120 counties in Kentucky, the 2027 CMS file lists 3,024 county listings of Medicare Advantage plans with drug coverage, compared with 3,163 in 2026. By our count, 0 counties have none in 2027, including counties that do not appear in the CMS file at all.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

By county

County2026 plans2027 plansChangeCompanies leaving
Adair County2625-1None
Allen County2926-3None
Anderson County2524-1None
Ballard County2324+1None
Barren County2824-4None
Bath County2928-1None
Bell County2827-1None
Boone County3737+0None
Bourbon County2827-1None
Boyd County2627+1None
Boyle County2625-1None
Bracken County2726-1None
Breathitt County2524-1None
Breckinridge County2726-1None
Bullitt County3029-1None
Butler County2926-3None
Caldwell County1716-1None
Calloway County2319-4UnitedHealth Group, Inc.
Campbell County3737+0None
Carlisle County2324+1None
Carroll County2424+0None
Carter County2726-1None
Casey County2625-1None
Christian County2223+1None
Clark County3129-2None
Clay County2928-1None
Clinton County2625-1None
Crittenden County2320-3None
Cumberland County2321-2None
Daviess County2220-2None
Edmonson County2423-1None
Elliott County2827-1None
Estill County2019-1None
Fayette County3231-1None
Fleming County2827-1None
Floyd County2123+2None
Franklin County2928-1None
Fulton County2425+1None
Gallatin County2827-1None
Garrard County2625-1None
Grant County2929+0None
Graves County2828+0None
Grayson County2724-3None
Green County2221-1None
Greenup County2423-1None
Hancock County2318-5None
Hardin County1714-3UnitedHealth Group, Inc.
Harlan County2928-1None
Harrison County2625-1None
Hart County2926-3None
Henderson County2623-3None
Henry County2829+1None
Hickman County2425+1None
Hopkins County2724-3None
Jackson County2625-1None
Jefferson County3130-1None
Jessamine County2928-1None
Johnson County2928-1None
Kenton County3737+0None
Knott County2928-1None
Knox County2825-3None
Larue County3028-2None
Laurel County1315+2None
Lawrence County2827-1None
Lee County2524-1None
Leslie County2928-1None
Letcher County2625-1None
Lewis County2825-3None
Lincoln County2625-1None
Livingston County2425+1None
Logan County2926-3None
Lyon County2324+1None
Madison County2725-2None
Magoffin County2928-1None
Marion County2425+1None
Marshall County2522-3None
Martin County2928-1None
Mason County2224+2None
McCracken County2828+0None
McCreary County2827-1None
McLean County2319-4None
Meade County2725-2None
Menifee County2625-1None
Mercer County2523-2None
Metcalfe County2523-2None
Monroe County2121+0None
Montgomery County2928-1None
Morgan County2828+0None
Muhlenberg County2623-3None
Nelson County3029-1None
Nicholas County2827-1None
Ohio County2520-5None
Oldham County2524-1None
Owen County2423-1None
Owsley County2523-2None
Pendleton County3434+0None
Perry County2928-1None
Pike County2725-2None
Powell County2625-1None
Pulaski County2223+1None
Robertson County2626+0None
Rockcastle County2827-1None
Rowan County2827-1None
Russell County2825-3None
Scott County2928-1None
Shelby County2524-1None
Simpson County2926-3None
Spencer County3029-1None
Taylor County2827-1None
Todd County2423-1None
Trigg County2021+1None
Trimble County2425+1None
Union County2018-2None
Warren County2825-3None
Washington County2624-2None
Wayne County2825-3None
Webster County2319-4None
Whitley County2928-1None
Wolfe County1919+0None
Woodford County2928-1None

Stand-alone Part D drug plans in Kentucky for 2027

8 plans in 2027, compared with 10 in 2026. Lowest monthly drug plan premium: $5.30 (2026: $0).

PlanCompanyMonthly premiumDeductibleStar rating
Wellcare Value Script (PDP)Wellcare$5.30$700Not Applicable
Wellcare Classic (PDP)Wellcare$8.30$700Not Applicable
Humana Basic Rx Plan (PDP)Humana$9.30$700Not Applicable
Humana Value Rx Plan (PDP)Humana$26.30$687Not Applicable
HealthSpring Assurance Rx (PDP)HealthSpring$122.40$700Not Applicable
Humana Premier Rx Plan (PDP)Humana$144.50$350Not Applicable
AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare$160.40$700Not Applicable
AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare$225.90$300Not Applicable

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. US Census Bureau, 2024 Gazetteer Files, counties

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.